PRIVACY POLICY

FistRemit

Welcome to FistRemit (“FistRemit,” “we,” “our,” or “us”).
Your privacy and the protection of your personal information are very important to us. This Privacy Policy explains how we collect, use, disclose, process, and safeguard your information when you use the FistRemit mobile application, website, and related financial services (collectively referred to as the “Services”). This policy is effective from 1st May 2026.

By using FistRemit, you agree to the collection and use of your information in accordance with this Privacy Policy.


1. WHO WE ARE

FistRemit is a digital remittance and financial technology platform designed to facilitate secure local and international money transfers, digital payments, and related financial services.


2. INFORMATION WE COLLECT

We may collect the following categories of information:

2.1 Personal Information

  • Full name
  • Date of birth
  • Gender
  • Nationality
  • Residential address
  • Phone number
  • Email address
  • Government-issued identification documents
  • Selfie/photo verification data
  • Employment information

2.2 Financial Information

  • Bank account details
  • Debit/credit card details
  • Transaction history
  • Payment records
  • Wallet balances
  • Beneficiary information

2.3 Device & Technical Information

  • IP address
  • Device type and operating system
  • Mobile device identifiers
  • Browser information
  • App usage analytics
  • Geolocation data (where permitted)

2.4 Communication Information

  • Customer support messages
  • Chat records
  • Emails and feedback submissions

3. HOW WE USE YOUR INFORMATION

We use your information to:

  • Create and manage user accounts
  • Verify identity and comply with KYC requirements
  • Process money transfers and payments
  • Prevent fraud, money laundering, and unauthorized activity
  • Improve app functionality and customer experience
  • Provide customer support
  • Send service notifications and transaction updates
  • Comply with legal and regulatory obligations
  • Conduct analytics and business improvements

4. LEGAL BASIS FOR PROCESSING

We process your information based on:

  • Your consent
  • Contractual necessity
  • Compliance with legal obligations
  • Legitimate business interests
  • Fraud prevention and security requirements

5. SHARING OF INFORMATION

We may share your information with:

5.1 Financial Institutions

Banks, payment processors, card networks, and settlement partners involved in transaction processing.

5.2 Regulatory Authorities

Government agencies, regulators, law enforcement, and courts where required by law.

5.3 Service Providers

Third-party vendors providing:

  • Cloud hosting
  • Security services
  • Identity verification
  • Analytics
  • Customer support systems

5.4 Business Transfers

In the event of a merger, acquisition, restructuring, or asset sale.

We do not sell your personal information to third parties.


6. DATA SECURITY

FistRemit implements industry-standard security measures including:

  • Data encryption
  • Secure servers
  • Access controls
  • Transaction monitoring
  • Multi-factor authentication
  • Fraud detection systems

Despite our efforts, no digital platform can guarantee absolute security.


7. DATA RETENTION

We retain personal information:

  • As long as necessary to provide Services
  • To comply with legal and regulatory requirements
  • For fraud prevention and dispute resolution purposes

8. YOUR RIGHTS

Depending on your jurisdiction, you may have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your information
  • Restrict processing
  • Object to processing
  • Withdraw consent
  • Request data portability

Requests may be submitted through our support channels.


9. COOKIES & TRACKING TECHNOLOGIES

FistRemit may use:

  • Cookies
  • Device identifiers
  • Analytics tools
  • Similar technologies

These help improve performance, security, and user experience.


10. INTERNATIONAL DATA TRANSFERS

Your information may be processed or stored in countries outside your residence. We take reasonable steps to ensure appropriate data protection safeguards.


11. CHILDREN’S PRIVACY

FistRemit is not intended for persons under the age of 18. We do not knowingly collect personal information from minors.


12. THIRD-PARTY LINKS

Our Services may contain links to third-party websites or services. We are not responsible for their privacy practices or content.


13. COMPLIANCE & AML REQUIREMENTS

FistRemit complies with applicable:

  • Anti-Money Laundering (AML) laws
  • Counter-Terrorism Financing (CTF) regulations
  • Know Your Customer (KYC) obligations
  • Financial crime prevention regulations

Users may be required to provide additional verification documents.


14. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically. Updated versions will be published on our website and/or app with revised effective dates.

Continued use of the Services after updates constitutes acceptance of the revised Policy.


15. CONTACT US

For questions, complaints, or privacy-related requests, contact:

FistRemit Support

Email: support@fistremit.com
Website: FistRemit Official Website


16. CONSENT

By using FistRemit, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

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